Our Preferred Insurance Partner: Premera Blue Cross
We accept several commercial insurances; however, Premera Blue Cross is our preferred insurance partner. We’re proud to be an in-network provider with Premera Blue Cross insurance, offering high-quality, evidence-based ABA therapy that’s accessible and affordable for families across the state.
Applied Behavior Analysis (ABA) is one of the most effective, research-backed therapies for children with autism spectrum disorder (ASD). With Premera’s strong coverage and Thrive’s compassionate team, your child can begin receiving the care they need—without unnecessary delays or financial stress.
Why Choose ABA Therapy with Premera Blue Cross Insurance?
Premera Blue Cross is one of Washington’s leading health insurance providers. One of the biggest advantages for families using Premera is no prior authorization is required for ABA services. This means your child can begin therapy much faster—avoiding the long waits often associated with other insurance plans.
Here’s what makes Premera coverage especially family-friendly:
- No prior authorization needed – Start services faster
- In-network coverage with Thrive ABA Therapy – Lower out-of-pocket costs
- Direct billing – We handle all insurance paperwork for you
- Collaboration covered – Premera also covers the H0032 code, allowing your BCBA to coordinate with your child’s teachers, speech therapists, and other specialists
With this approach, Premera helps make ABA therapy more coordinated, efficient, and accessible—so your child can reach their goals sooner.
What ABA Therapy Looks Like at Thrive
At Thrive ABA Therapy, we take a child family-focused approach to autism treatment. Our Board Certified Behavior Analysts (BCBAs) work closely with each family to create individualized treatment plans that target meaningful life skills—such as communication, social interaction, and emotional regulation.
Our therapy may include:
- In-home ABA therapy sessions
- Parent coaching and caregiver training
- School collaboration and support
Each program is customized based on your child’s strengths, needs, and goals. With Premera Blue Cross Insurance coverage, you can access these comprehensive services without worrying about complicated billing or surprise costs.
Does Premera Cover ABA Therapy?
Yes — Premera Blue Cross insurance covers ABA therapy for children diagnosed with autism throughout Washington State. If you’re searching for an ABA therapy provider that accepts Premera Blue Cross insurance, Thrive ABA Therapy is here to help.
Coverage typically includes:
1. Diagnostic & Assessment Services
Premera covers initial evaluations by a Board Certified Behavior Analyst (BCBA) to understand your child’s strengths and needs before therapy begins.
2. Ongoing ABA Therapy Sessions
Premera covers one-on-one sessions without needing prior authorization, so we can get started teaching right away: communication, social skills, play, and daily living skills.
3. Parent & Caregiver Training
Premera plans include family training sessions to help parents support progress at home and maintain consistency across environments.
4. Re-Assessments & Progress Reviews
Coverage includes periodic evaluations to ensure therapy goals remain personalized and measurable.
If you’re unsure about your plan’s specific benefits or eligibility, our team can verify your Premera coverage and guide you through the next steps.
Why Choose Thrive ABA Therapy
Experienced BCBAs with real classroom experience
Relying on evidence based interventions and analysis.
Team collaboration with teachers, aides, and administratorsrn
Valuing your child and their individuality.
How to Get Started with Thrive ABA and Premera
Starting ABA therapy with Premera Blue Cross insurance is simple:
- Contact Thrive ABA Therapy – Fill out our online form or give us a call.
- Verify your Premera coverage – Our team handles this for you.
- Schedule your assessment – No prior authorization required.
- Begin therapy – Start receiving high-quality, individualized ABA services.
We’re here to make the process smooth and stress-free from start to finish.
Frequently Asked Questions
Does Premera cover ABA therapy?
Yes! Premera Blue Cross covers Applied Behavior Analysis (ABA) therapy for children diagnosed with autism spectrum disorder (ASD). Thrive ABA Therapy is an in-network provider, allowing families to use their benefits directly with us.
What is the cost of ABA therapy with Premera?
Most or all ABA services are typically covered when working with an in-network provider like Thrive ABA. Some families may have a copay, coinsurance, or deductible. Our team can help verify your specific plan details.
How do I know if my plan includes ABA therapy?
We contact Premera on your behalf to verify coverage, copays, and requirements.
Do I need prior authorization to start ABA therapy?
No! Premera does not require prior authorization, meaning your child can start therapy sooner.
Who is eligible for Premera ABA therapy coverage?
Premera covers ABA therapy for children and adolescents diagnosed with autism. If your child needs a diagnosis, we can help connect you with licensed evaluators who accept Premera.
What ABA services does Premera cover?
Premera’s autism benefits include:
- Comprehensive behavioral assessments (97151)
- Direct one-on-one therapy sessions (H2019)
- Parent and caregiver training (97156)
- Ongoing progress reviews and treatment planning (H0032)
- Collaboration with teachers, speech therapists, and other professionals (H0032)
These services help your child improve communication, social skills, independence, and daily living abilities.